In the State of Texas, you can have up to 3 hail claims per yer before your insurance company can legally raise your rates. Hail is considered an "Act of God" and is covered under the comprehensive coverage of your policy. Full transparency requires that we inform you, when storms reach "Catastrophic" levels (typically over $1 Billion in loss), it is fairly common for insurance companies to issue blanket increases for that given area. Increases in premiums are out of your control, so we recommend having your vehicle repaired immediately to get the most out of your already paid premiums.

No, we do not recommend waiting until the end of storm season to have your vehicle repaired. Hail damage from multiple storms greatly increases the likelihood of your vehicle being totaled or having to pay two deductibles. Also, hail damage from multiple storms will make it extremely difficult to repair your vehicle due to the volume of damage. This additional damage will likely require extensive replacement of parts and panels, as well as requiring the use of paint and bondo to repair the vehicle which will decrease resell value.  

If you have your vehicle repaired at All Star PDR, you are not required to pay your deductible up to $500. However, if you take your vehicle to a shop "recommended" by your insurance company, you will be required to pay your deductible in full to have your vehicle repaired.

WARNING: it is against the law for your insurance company to "steer" you in the selection of a shop. By law, you have the right to choose any shop you wish for repairs.
Also, insurance companies do not warranty repairs preformed at "recommended" shops, the shops themselves warranty the work. Insurance companies try to paint a picture that they are the ones guaranteeing the work, but that is false. If you hear an agent or adjuster tell you "we can't warranty their work" in reference to a shop you've selected, you are being misled and this is just a disguise for steering you to a shop contracted by that insurance company so they can control the cost of repairs. For more information on this topic, please visit STOP DRP and learn more about how insurance companies deceive their customers.

Repair times depend largely on the extent of damage. Most hail repairs take between 2-5 days. Hard hit vehicles with paint damage may require outsourcing of paint and body work to a conventional body shop, which can extend repair times by up to 30 days. 

If your car was damaged by hail and you received a check from your insurance company which you deposited, but you did not have your car repaired, you are at high risk of loss due to the unrepaired damage clause in your insurance contract. Insurance will not compensate you for future loss (car accidents, hail, etc.) until you have repaired the damage from the previous claim. One major issue with this is that on average, the initial estimate (which you received a check for) can be anywhere from 50-300% short of the actual dollar amount required to repair the vehicle. If you already deposited and spent the original check, the difference will have to be paid out of pocket to have your vehicle fixed before they will compensate you for another claim.